Our Services

New Mortgages

 

Why use a mortgage broker? Its simple, access to many lenders with a choice of products and facilities. Clarke Wealth Solutions has access to over 50 lenders to find the most suitable product to fit your individual needs. Your financial needs are specific to you, “One Size Fits All” does not get the best result for your individual needs.

Do you need an offset facility, need a redraw facility, need to lock in the interest rate for a fixed period, or need a linked credit card to your mortgage? There are many different facilities, but which are the best fit for you?

We can help you with a finance assessment, work through your priorities, and the loan facilities that you need to find the right mortgage product for you. We do the legwork.

If your looking to purchase a home or your first home, talk to us to discuss your needs.

Refinance

 

Who wants to waste money… right? Refinancing your mortgage may save hundreds of dollars each month. A low interest rate is not the only consideration to review when considering refinance. Do you want to pay your mortgage off sooner, get cash out, or consolidate your debts?

Contact us to discuss options and how much you could save by refinancing.

Debt Consolidation

 

Covid is the new normal, and lets face it, the last two years have put pressure on our personal lives and our finances. With reduced or loss of work, paying the mortgage or rent is challenging. With pressure on mortgages, rent, personal loans and credit cards, debt can be debilitating.

Debt consolidation can role all the debt into one loan or a refinanced mortgage and save considerable dollars in interest. Making it easier to manage and pay the debt off.

We can assess your options and provide advice on the best solutions. Talk to us.

Equity for investment

 

Have you had a mortgage for some time? This means you have built some equity. Equity is the value of your home minus what’s left to pay on your mortgage.

Equity gives you leverage to do some renovations to your current home to increase its value. Or purchase a new investment property to start your wealth creation for retirement.

Have a chat with us about your current financial position, we can do a finance health check and discuss options on what your equity can do for you.